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Contents (Excluding Valuables) Events covered include: fire, lightning, explosion/implosion, aircraft damage, impact damage from rail/road vehicle or animal, riot, strike, malicious damage, storm, cyclone, tempest, hurricane, tornado, flood and inundation, earthquake, subsidence and landslide including rockslide, missile testing operations, leakage from automatic sprinkler installations and bushfires. .
Burglary, Housebreaking and TheftYou are protected against the loss / damage to the contents or building of your premises by burglary and housebreaking. The contents may either be insured for a full 100% or First Loss Limits (25% or 40%). The sum insured value of contents. should be on market value basis
Accidental Compensation (Personal Accident) – Death / PTD / PPD • You can cover yourself and your family members under this section • Details of each person along with the sum insured chosen for each person has to be mentioned • Sum insured is restricted to 60 times the monthly income, subject to max of `10 Lakh. .
ATM Cash Withdrawal – All Risk This section covers loss of money in transit after withdrawal of money from ATM caused by robbery / hold up during your way to residence or office up to specified sum insured in the schedule.
Baggage – All Risk • Loss of your baggage during your trip can be covered under this section.

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